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Resurs Bank Year-end Report January–December 2024

1 July - 31 December 2024

  • Lending to the public rose 3% to SEK 39,903 million (38,846).
  • Operating income increased 1% to SEK 1,785 million (1,772), and excluding items affecting comparability SEK 1,806 million.
  • The period was impacted by items affecting comparability of SEK 39 million, as described on page 6 of this report.
  • C/I before credit losses was 45.1% (53.2%) and excluding items affecting comparability 43.6% (40.1%).
  • Profit before credit losses amounted to SEK 980 million (830), excluding items affecting comparability SEK 1,019 million (1,062).
  • The credit loss ratio improved to 3.6% (4.5%), excluding items affecting comparability 3.6% (3.8%).
  • Operating profit increased and amounted to SEK 262 million (-56), excluding items affecting comparability SEK 301 million (322).


1 January - 31 December 2024

  • Lending to the public rose 3% to SEK 39,903 million (38,846).
  • Operating income increased 2% to SEK 3,565 million (3,492), excluding items affecting comparability SEK 3,586 million.
  • The year was impacted by items affecting comparability totalling SEK 112 million, as described on page 6 of this report.
  • C/I before credit losses was 46.2% (46.9%), excluding items affecting comparability 43.4% (40.3%).
  • Profit before credit losses amounted to SEK 1,919 million (1,852), excluding items affecting comparability SEK 2,031 million (2,084).
  • The credit loss ratio increased to 4.0% (3.8%), excluding items affecting comparability 4.0% (3.4%).
  • Operating profit declined due to higher credit losses and amounted to SEK 349 million (417), excluding items affecting comparability SEK 460 million (795).

* Certain performance measures provided in this section have not been prepared in accordance with IFRS or the capital adequacy rules, meaning that they are alternative performance measures. Calculations and reconciliation against information in the financial statements of these performance measures are provided on the website under “Financial reports.”

MEDIA CONTACT
Måns Renntun, Head of Communications, +46-709-849620, mans.renntun@resurs.se

ABOUT RESURS
Resurs is a leading bank in the Nordics with a simple philosophy: we want to create balance in people’s personal finances. On that foundation, we develop offers and services within loans, savings and payments for retail and e-commerce that are based on people’s everyday lives, and that will create long-term value for our customers and for society. Today, we have a customer base of approximately 6 million customers and 671 employees in the Nordic region.

Attachments
Resurs Bank AB Year End Report January December 2024